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Smarter Capital
  • Home
  • Line of Credit
  • SBA's
  • Term Loans
  • FAQ
  • About Us
  • Contact Us
  • Apply Now

Frequently Asked Questions

When determining eligibility, we’ll perform a soft credit check on the business owner’s personal credit.  Our check will have no affect on your score.


Your score won't affect your ability to be approved, but will affect the repayment term.  Because all of our funding is unsecured, higher scores will qualify for longer repayment terms.  However, once you build a payment history with us, we can continuously migrate you into longer term, lower cost funding.


No. If you apply for funding, there is no obligation to accept the loan offer, nor will rejecting an offer affect your ability to receive funding in the future.  


Yes, we can consolidate up to two other loans.


Typically, the only information to get started includes:


  • Completed Application
  • Last four (4) months of business bank statements


You can complete our 5-minute application online, as well as upload your statements in our portal. 


We offer monthly or weekly repayment options on nearly all of our products.


Yes, we offer a discount on your total balance owed should you decide to zero your balance early.  


  • Line of Credit
  • SBA's
  • Term Loans
  • FAQ
  • About Us
  • Contact Us
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Smarter Capital Partners

12 East 49th Street, 15th Floor | New York, NY 10017 | United States | 1-917-807-2228

Copyright © 2016 Smarter Capital Partners - All Rights Reserved.